A formal presentation of current work, demonstrated capability, and a committed repayment plan submitted for the court's consideration.
Your Honor, I am Jay Alexander, an entrepreneur and self-taught software developer. I am writing this statement to demonstrate, in clear and transparent terms, that I am not a person who has ignored my obligations — I am a person who faced a significant medical setback and has been working every day to recover and repay what I owe.
In the past year, I sustained a serious pinched nerve injury in my neck that significantly limited my ability to work in my previous capacity. Despite this hardship, I did not stop. Instead, I pivoted. I taught myself to build software applications using AI-assisted development tools, and I have spent the past several months building a portfolio of real, working, revenue-generating technology products.
I am presenting this statement not as an excuse, but as evidence — evidence of my character, my work ethic, and my genuine commitment to fulfilling my financial obligations to this court. I am asking for the opportunity to do so through the legitimate business I am actively building.
I want to be fully transparent with the court about why my payments fell behind. This is not an attempt to avoid responsibility — it is context the court deserves to have.
A pinched nerve in my neck significantly impaired my ability to perform the physical labor I previously relied on for income. During this period, I was unable to maintain the level of earnings required to make consistent payments. Rather than remain idle or seek public assistance, I used this time to build a new career path in technology — one I can sustain regardless of my physical condition. I am actively managing my recovery and remain committed to both my health and my financial obligations.
The following are real, working software applications I have personally designed, built, and hosted. Each is currently live on the internet and available for sale to businesses. These are not concepts — they are finished products generating or positioned to generate recurring revenue.
Below is my realistic, conservative repayment plan based on projected revenue from my existing software products. These projections are based on minimum viable sales — I am actively marketing all five products. Even modest traction across my product portfolio is sufficient to meet this obligation within 24 months.
| Period | Projected Monthly Revenue | Monthly Payment to Court | Running Balance |
|---|---|---|---|
| Month 1–3 (Ramp) | $300 – $600 | $250/month | ~$9,250 |
| Month 4–6 | $600 – $1,200 | $400/month | ~$7,850 |
| Month 7–12 | $1,200 – $2,500 | $600/month | ~$4,250 |
| Month 13–18 | $2,500+ | $800/month | ~$0 |
| ✅ Total | Growing each month | Escalating plan | Paid in full ≤ 18 mo |
Your Honor, I am not asking for sympathy. I am asking for the opportunity to do what I have already been doing — working, building, and earning my way back to good standing. Every application shown on this page is proof that I have been using my time productively, despite my injury, despite the financial pressure, and despite the circumstances.
I have built five working software products. I have taught myself an entirely new profession. I have done this without a team, without investors, and without giving up. I am the kind of person who solves problems rather than running from them, and I intend to solve this one the same way — by working for it.
I respectfully request that the court consider a structured payment plan that allows me the time to generate the revenue I need to satisfy this obligation in full. I am ready to begin immediately.
Mr. Alexander's medical records (cervical pinched nerve diagnosis) are available for review:
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All live app links above are clickable and go directly to the working products.